Online Privacy Policy Agreement January 1, 2024

Annuity HQ values its users' privacy. This Privacy Policy ("Policy") will help you understand how we collect and use personal information from those who visit our website or use our online facilities and services and what we will and will not do with the information we collect. Our Policy has been designed and created to ensure those affiliated with Annuity HQ of our commitment and realization of our obligation to meet and exceed most existing privacy standards.

We reserve the right to change this Policy at any given time. If you want to ensure you are up to date with the latest changes, we advise you to visit this page frequently. If at any point in time Annuity HQ decides to make use of any personally identifiable information on file in a manner vastly different from that which was stated when this information was initially collected, the user or users shall be promptly notified by email. Users at that time shall have the option to permit the use of their information in this separate manner.

This Policy applies to Annuity HQ and governs our data collection and usage. By using AnnuityHQ.org, you are therefore consenting to the data collection procedures expressed in this Policy.

Please note that this Policy does not govern the collection and use of information by companies that Annuity HQ does not control, nor by individuals not employed or managed by us. If you visit a website that we mention or link to, review its privacy policy before providing the site with information. It is highly recommended and suggested that you review the privacy policies and statements of any website you choose to use or frequent to better understand how websites garner, make use of, and share the information collected.

Specifically, this Policy will inform you of the following:

What personally identifiable information is collected from you through our website?

Why we collect personally identifiable information and the legal basis for such collection;

How we use the collected information and with whom it may be shared;

What choices are available to you regarding the use of your data; and

The security procedures in place to protect the misuse of your information.

Information We Collect

It is always up to you whether to disclose personally identifiable information to us. However, if you elect not to do so, we reserve the right not to register you as a user or provide you with any products or services. This website collects various types of information, such as:

Voluntarily provided information, including your name, address, email address, billing, and/or credit card information, etc., which may be used when you purchase products and/or services and to deliver the services you requested.

Information automatically collected when visiting our website may include cookies, third-party tracking technologies, and server logs.

In addition, Annuity HQ may have the occasion to collect non-personal anonymous demographic information, such as age, gender, household income, political affiliation, race, and religion, as well as the type of browser you are using, IP address, or type of operating system, which will assist us in providing and maintaining superior quality service.

Annuity HQ may also deem it necessary, from time to time, to follow websites that our users frequent to determine what types of services and products are most popular with customers or the general public.

Please rest assured that this site will only collect personal information that you knowingly and willingly provide to us by way of surveys, completed membership forms, and emails. This site intends to use personal information only for the purpose for which it was requested and any additional uses expressly provided for in this Policy.

Why We Collect Information and For How Long

We are collecting your data for several reasons:

To better understand your needs and provide you with the services you have requested;

To fulfill our legitimate interest in improving our services and products;

To send you promotional emails containing information we think you may like when we have your consent to do so;

To contact you to fill out surveys or participate in other types of market research, when we have your consent to do so;

To customize our website according to your online behavior and personal preferences.

The data we collect from you will be stored for no longer than necessary. The length of time we retain said information will be determined based upon the following criteria: the length of time your personal information remains relevant; the length of time it is reasonable to keep records to demonstrate that we have fulfilled our duties and obligations; any limitation periods within which claims might be made; any retention periods prescribed by law or recommended by regulators, professional bodies, or associations; the type of contract we have with you, the existence of your consent, and our legitimate interest in keeping such information as stated in this Policy.

Use of Information Collected

Annuity HQ does not now, nor will it in the future, sell, rent, or lease any of its customer lists and/or names to any third parties.

Annuity HQ may collect and may make use of personal information to assist in the operation of our website and to ensure delivery of the services you need and request. At times, we may find it necessary to use personally identifiable information as a means to keep you informed of other possible products and/or services that may be available to you from AnnuityHQ.org.

Annuity HQ may also be in contact with you with regards to completing surveys and/or research questionnaires related to your opinion of current or potential future services that may be offered.

Annuity HQ may find it beneficial to all our customers to share specific data with our trusted partners in an effort to conduct statistical analysis, provide you with email and/or postal mail, deliver support, and/or arrange for deliveries to be made. Those third parties shall be strictly prohibited from making use of your personal information, other than to deliver those services which you requested, and as such, they are required, in accordance with this agreement, to maintain the strictest of confidentiality with regard to all your information.

How to Contact Us

If you have any questions or concerns regarding the Privacy Policy Agreement related to our website, please feel free to contact us at the following email, telephone number, or mailing address:

Email: info@annuityhq.comTelephone Number: 1 888-817-3375, Mailing Address: Mail@cbgtoday.com. Using this website, you accept the terms and conditions stipulated in this Privacy Policy Agreement.